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WALLETS, PAYMENTS, CARDS AND EXCHANGE

One account for your money

Send, receive, deposit, request and exchange money across the currencies supported for your account. Rates and fees are shown before you confirm.

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The Paysavo suite

Wallets, payments, cards and everyday services in one account

Paysavo connects the money tools most people and businesses need day to day. What you can use depends on your account type, verification level, jurisdiction and the payment partners that support your region.

Money and wallets

Hold and organise multiple currencies

Juggling separate accounts per currency makes it hard to see what you actually hold.

  • Open wallets in the currencies supported for your account
  • Add money using the deposit methods available in your region
  • Set a default wallet and mark the ones you use most
Create a Paysavo account
Payments and transfers

Send money and get paid back

Chasing a payment is easier when the request carries the amount and reason with it.

  • Send to a recipient using supported payout methods
  • Request money with a shareable payment link
  • Receive into your Paysavo account with Paysavo Pay details
See how businesses use it
Card and spending

Spend from your wallet with a virtual card

Online spending needs limits and an off switch you control yourself.

  • Create a virtual card funded from your Paysavo wallet
  • Freeze and unfreeze it whenever you want
  • Set daily and monthly spending limits
Explore Paysavo Card

Subject to eligibility, verification and account enablement.

Business and merchant

Take payments and run business operations

Getting paid should not mean stitching together three different tools.

  • Register merchants and generate payment QR codes
  • Track merchant payments alongside your other activity
  • Complete business onboarding and verification (KYB)
Paysavo for Business
Exchange

Move between currencies and digital assets

You want to see the rate and what it costs before you commit, not after.

  • Exchange between the currencies enabled on your account
  • Review the rate and applicable fees before confirming
  • Trade supported crypto assets where the service is available to you
Get started

Crypto availability depends on your jurisdiction and verification status.

Everyday services

Bills, mobile top-up and gift cards

Routine payments are the ones most likely to be forgotten or paid twice.

  • Pay bills from supported billers and categories
  • Top up mobile numbers on supported operators
  • Buy gift cards from the available catalogue
Open an account
Travel

Book flights and hotels from your balance

Paying for travel from the wallet you already hold saves a conversion step.

  • Search flights and review fare options before booking
  • Search hotels and view room details
  • Pay using a supported Paysavo wallet
Create an account to book
In the Paysavo app

Services available in the mobile app

Some Paysavo services are delivered through the mobile app rather than the web.

  • Tuition and school-fee payments
Available in the Paysavo mobile app

Subject to feature availability for your account and region.

One account, a global network

Explore where Paysavo works, what it moves, and the rails it runs on — every page below is generated from the live network model.

Paysavo Card

A virtual card that spends from your Paysavo wallet

Create a virtual card, fund it from a wallet you already hold, and keep the controls in your hands — freeze it in a tap, set what it can spend, and see every transaction.

Funded from your wallet

Move money from a supported Paysavo wallet onto the card when you need it.

Freeze and unfreeze

Turn the card off and back on yourself, without contacting support.

Daily and monthly limits

Set the ceilings you want, and change them as your spending changes.

Online and international controls

Switch e-commerce, non-domestic merchant and ATM permissions on or off.

Transaction history

Review card activity and export records as CSV or PDF.

Secure PIN and details

Open card details and PIN through a secure window when you need them.

Availability is subject to account eligibility, identity verification, jurisdiction, provider support and account enablement.
The Paysavo virtual card with its freeze and spending controls
Paysavo for Business

Take payments and run your operations

Collect from customers, reconcile what arrived, and keep your business verification and controls in the same account you already use.

Accept payments

Merchant QR

Getting paid in person should not need extra hardware.

  • Generate standard or express merchant QR codes
  • Let Paysavo customers pay straight from their wallet
  • Review a payment before it is submitted
Online

Gateway checkout

Online payments belong in the same ledger as everything else.

  • Accept gateway payments
  • Confirm and reconcile them in your account
  • See them beside your merchant and wallet activity
Onboarding

Business verification

Verification stalls when you cannot tell what is still outstanding.

  • Work through a guided KYB wizard
  • Save progress between steps
  • Review everything before you submit
Operations

Settlement and visibility

Reconciliation is the part that quietly consumes the week.

  • Review transaction history across your activity
  • Produce statements and export records
  • Convert between the currencies enabled on your account
Live on web and mobile

Merchant accounts

Collect, hold and settle from a merchant account built for businesses that take payments at scale.

Availability is subject to business verification, eligibility and jurisdiction.

See merchant services
A merchant QR code beside a reconciliation list

Merchant capabilities are subject to business verification, eligibility, jurisdiction and partner support.

Travel

Plan and pay in one place

Book travel using the balance you already hold. Paying from a Paysavo wallet removes the conversion step you would otherwise make at checkout, and the fare or room rate is shown before you confirm.

Flights

Flight booking

Comparing fares is easier when you can see the options side by side before you commit.

  • Search flights and review the available fare options
  • See seat maps and the services offered on your fare
  • Check alternative dates before you decide
  • Pay from a supported Paysavo wallet
Search flights

Search results, fares and room availability come from travel partners and change continuously.

Flight search results with fare options
Hotels

Hotel booking

Room details matter more than a headline price when you are actually going to stay there.

  • Search hotels for your dates
  • Review room details before booking
  • Pay from a supported Paysavo wallet
Search hotels

Search results, fares and room availability come from travel partners and change continuously.

Hotel results with room details
The Paysavo app

Your account in your pocket

Most of Paysavo works on the web and in the app. A few services are delivered in the app only. Each one below says which, so you always know where to find it.

Multi-currency wallets

Available on web and mobile

Wallet overview and balances

Send money

Available on web and mobile

Send money and track it

Request money

Available on web and mobile

Request money and share a link

Currency exchange

Available on web and mobile

Convert between currencies

PaySavo Card

Available on web and mobile

Card controls, freeze and limits

Bill payments

Available on web and mobile

Pay bills from supported billers

Mobile airtime top-up

Available on web and mobile

Top up supported operators

Gift cards

Available on web and mobile

Buy from the gift card catalogue

Tuition and school fees

Available in the Paysavo app

Pay tuition and school fees

Flight booking

Available on web and mobile

Search and book flights

Crypto and digital assets

Available on web and mobile

Trade supported crypto assets

Several Paysavo app screens arranged together
Available in the Paysavo app

Tuition and school fees

Pay tuition and school fees to supported institutions directly from your Paysavo balance. You choose the school, enter the student and payment details the institution requires, and pay from a wallet you already hold — without leaving the app or arranging a separate transfer.

This service is used in the Paysavo mobile app. Availability depends on your account and region.

This service is used in the Paysavo mobile app. There is no web checkout for tuition payments.

Paying school fees in the Paysavo app
What’s next

Expanding the Paysavo financial suite

These services are being prepared for future availability. They are not generally available today and none of them is open to applications. Each one will be published here properly once it is confirmed and approved for release.

Planned

Loans and responsible credit

Responsible credit options for customers and businesses, under active consideration.

Loans and responsible credit — an illustration of a service that is not yet available

This service is not available yet and is not open to applications.

Planned

Insurance

Insurance products that would sit alongside the rest of the Paysavo suite.

Insurance — an illustration of a service that is not yet available

This service is not available yet and is not open to applications.

Subject to regulatory, partner and product approval. No pricing, rates, coverage, eligibility rules or launch dates are implied by anything on this page.

Paysavo Intelligence

What's moving money around the world

Explore Intelligence

Our first briefings are in preparation.

Paysavo Intelligence tracks central-bank decisions, payment-rail changes and currency context across the corridors Paysavo serves — every figure traced to a named primary source.

Visit Paysavo Intelligence
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OUR BENEFITS

Reasons To Choose Us

low-cost

Low Cost

Customer data security is the first priority. Make your transactions safe, sound and secure.

multi-currency-support

Multi-Currency Support

Easily processable and maintainable system that allows you to process and track records.

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Clear Transaction Timing

Make payment from one corner of the world to another. The expected timing is shown before you confirm.

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Business Solutions

Customer data security is the first priority. Make your transactions safe, sound and secure.

convenience

Convenience

Monitor your account balance, transact money transfers & conveniently add funds through check deposits.

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Bank on the go

There is no need to physically go to a credit union branch to carry out the daily tasks mentioned earlier.

SOLUTIONS

Services We Provide

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Personal

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Business

Whether it is credit, debit or bank account you can pay in your preferred channel or method.

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Exchange

Exchange from one currency to another is a very simple & quick way. Crypto currency also supported.

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Enterprise

By these systems now you can request for payment from one person to another.

Learn more about Paysavo Enterprise

Payment methods and providers we work with

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mtn
paypal
stripe
visa

THE PROCESS

How Does It Works?

STEP

step1

Create Account

  • Visit the Pay savo website or download the app.
  • Sign up using your email address or phone number.
  • Set up a secure password and verify your identity (if required).
create account
request

STEP

step2

Send or Request Amount

  • Link your bank account, credit/debit card, or other payment options.
  • Add funds to your Paysavo wallet or connect directly to your bank.
  • Ensure your payment method is verified for secure transactions.

STEP

step3

Create Account

  • To send money: Enter the recipient’s email, phone number, or Paysavo ID.
  • To receive money: Share your Paysavo ID or QR code with the sender.
  • Confirm the transaction details and complete the process securely.
create confirmation

Send and Receive Money Across the Globe

We bridge multiple payment gateways all under one roof

Globe
India
Canada
USA
Iceland

For the Crypto Traders

We Introduce Crypto Exchange

Now you can buy, sell or exchange supported crypto assets, or move between crypto and the fiat currencies enabled on your account. You see the rate and the applicable fees before you confirm. Availability depends on your jurisdiction and verification status.

Visit Crypto
bitcoin

Get up to double the savings when sending money overseas

Sending money internationally shouldn't break the bank, which is why we created Paysavo to help you save when you transfer and exchange funds in supported corridors. Applicable fees are shown before you confirm a transaction.

  • USA
  • Kenya
  • Rwanda
  • India
  • Tanzania
  • Canada
  • Benin
  • Europe
  • Uganda
  • Ivory Coast
  • United Kingdom

How we protect your money and identity

PCI

PCI DSS

Paysavo is PCI DSS Level 1 certified. PCI DSS compliance is the Payment Card Industry Data Security Standard. It is a set of security requirements established by the PCI SSC to ensure that all companies that process, store, or transmit credit card or cardholder data maintain a secure environment.

PCI
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security

Frequent Scans for Vulnerabilities

The Paysavo security team carries out frequent scanning to find security vulnerabilities and errors in our system to protect your information and help prevent any security breach.

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24/7 Support

24/7 live support via chat and phone to report issues in time to real humans.

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WE GOT YOU COVERED

Frequently Asked Questions

Log in to your Paysavo account.

Go to the Send Money and choose Local or International transfer.

Select your wallet (e.g., USD, GHS, NGN).

Enter recipient details (email/name) and amount.

Review fees & exchange rate (if applicable).

Click Confirm — delivery timing depends on the payout method and is shown before you confirm.

Note: Make sure your wallet has enough balance. If not, Deposit Funds before sending.

At Paysavo, we strive to offer transparent and competitive fees for all your currency exchange needs. Here’s a quick overview of the fees you can expect: Standard Exchange Fee: A small percentage of the transaction amount is charged as a fee for each exchange. Service Fee: A nominal service fee may apply based on the type of currency and transaction volume. Additional Charges: Certain transactions may incur additional fees depending on the payment method or destination country. For detailed information on our fee structure, please visit our Fees Page or contact our support team at support@paysavo.com. We are committed to providing clear and fair pricing to help you manage your finances efficiently.
Transferring funds from your Paysavo currency wallet is quick and easy. Follow these simple steps: Log in to Your Account: Access your Paysavo account with your credentials. Navigate to Wallet: Go to the 'Wallet' section in your dashboard. Select 'Transfer Funds': Choose the currency and amount you wish to transfer. Enter Recipient Details: Provide the recipient’s account information or select from your saved contacts. Confirm Transfer: Review the details and confirm the transaction. You’ll receive a confirmation notification once the transfer is complete. For assistance, contact our support team at support@paysavo.com. For more detailed instructions, visit our Help Center.
It depends on the payout method and the destination. The expected timing is shown before you confirm. Paysavo does not guarantee a delivery time. Transactions started outside banking hours, or to destinations whose local rails are closed, can take longer to settle. For any questions or assistance, please contact our support team at support@paysavo.com.
Paysavo simplifies your financial transactions by providing a seamless platform for various financial services. Here’s how it works: Sign Up: Create an account with Paysavo to access our suite of financial services. Multi-Currency Wallet: Manage multiple currencies in one place, easily exchanging between them at competitive rates. Payment Solutions: Use our APIs for bill payments, merchant payments, and international money transfers. Crypto Exchange: Buy, sell, and trade cryptocurrencies securely through our integrated exchange. Agent Module: Withdraw to the payout methods supported for your account and region. PaySavo Card: Create a Paysavo virtual card to spend from your wallet, subject to eligibility and verification. Account services: Account and payment services for businesses, subject to verification and eligibility. Experience streamlined financial management with Paysavo. For more information, visit our Help Center or contact our support team at support@paysavo.com.
Move money from a Paysavo wallet you already hold. The applicable fees and the exchange rate are shown before you confirm, so you see the cost at the point of decision rather than afterwards. The expected timing is shown at the same point and depends on the payout method and the destination — Paysavo does not guarantee a delivery time.
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The Paysavo app confirming a completed transfer

DOWNLOAD THE APP

Your financial life, together in the Paysavo app

Manage supported fiat and digital-asset wallets, send and request money, pay bills and tuition, top up airtime, explore gift cards, exchange supported currencies and book travel from one secure experience.

What you can use depends on your account type, verification status and jurisdiction.

Get Paysavo on Google Play