United States
US banks and savings institutions
Banks and savings institutions insured by the Federal Deposit Insurance Corporation, as published in the FDIC's own register. Each entry carries the FDIC's charter class, because a savings association is not a commercial bank and the register says which is which.
Every entry here comes from a named regulator's published register. Paysavo adds no institution of its own and infers no identifier a regulator did not publish.
Institutions
No US institutions are published yet. The FDIC register is imported on a schedule; this page fills in once the first import has run and been cleared for publication.
Where this comes from
This directory is built only from official registers published by financial regulators. No source has been cleared for publication on this page yet@if ($results->total() === 0), which is why the list above is empty@endif — Paysavo would rather show nothing than show something it cannot attribute.
How an entry gets here
Paysavo fetches each register directly from the regulator that publishes it, over HTTPS, from an address compiled into the importer rather than one anybody can configure. The payload is checked against the columns it is expected to have; if a register changes shape, the import stops rather than guessing, and the previous data stays exactly as it was.
Records are matched between registers by Legal Entity Identifier first, then by the regulator's own reference — an FRN, a RIAD code, an FDIC certificate. Two institutions are never merged because their names look alike. When two regulators disagree about an institution, both statements are kept and the disagreement is flagged for review rather than one quietly overwriting the other.
An institution disappearing from a register is marked inactive, not deleted: it may have been renamed, merged, or dropped by a faulty publication, and the history is what makes the difference visible.
What this directory does not tell you
The FDIC register establishes which institutions are insured deposit-takers. It does not publish routing numbers, and Paysavo does not infer them: an FDIC certificate number is an insurance identifier and will not route a payment. Institutions the register records as NOT FDIC-insured, credit unions (insured by the NCUA instead), and insured US branches of foreign institutions are all left out rather than listed under a page about FDIC insurance. A handful of records carry a charter class this directory does not recognise; they are held back too, because a page that named their category would be guessing at it.
It also carries no BIC, no SWIFT code, no sort code and no routing number, because none of the registers behind it publish those. If you need to check one, use the free checkers — they validate the structure and the checksum of a code you already have, which is a different question from finding one.
Send money internationally with Paysavo
Hold multiple currencies, send and receive internationally, and pay from one account.