Check both sides
What can you use, and what can your recipient receive?
Guide
Choosing a payment method
Funding methods put money in; payout methods pay it out. Choosing well is mostly about knowing what each side supports.
Key takeaways
- Funding methods are how YOU pay; payout methods are how your RECIPIENT is paid — availability differs by country.
- Fees can differ by method, and the quote always shows what applies to your choice.
- The best method is the one available to both sides at an acceptable total cost — the quote makes that comparable.
Two sides of every transfer
Every transfer has a funding side (how you pay Paysavo) and a payout side (how your recipient is paid). Each country supports its own set — a method that is everyday at home may not exist where your recipient lives.
Funding methods
Depending on your country, funding options include bank-based methods like ACH bank transfer, Bank transfer, Crypto-funded deposit and Faster Payments. What your account offers appears when you set up the transfer.
Payout methods
On the receiving side, options include Bank transfer, Mobile money and PaySavo wallet, depending on the destination. Your recipient's country page lists what it supports.
Comparing honestly
Do not compare methods on fee alone — compare quotes. The quote shows the rate and fee together for each choice, which is the only fair comparison.
At a glance
Compare quotes
The full cost per method, side by side.
Choose and confirm
Approve the quote that works for both of you.
Written by
Paysavo editorial team
Content grounded in the same capability data that powers the product, per the Paysavo editorial policy.
Reviewed by
Paysavo compliance review
Reviewed for factual accuracy against Paysavo product capability before publication.
Sources
- Paysavo capability graph — the platform's own model of countries, currencies, corridors and methods.
- Paysavo public product catalogue — the business classification of live services.
- Paysavo editorial policy and corrections policy — see the Trust Centre.
Corrections are handled under the Paysavo corrections policy.
Questions
Which payment method costs least?
No single method always costs least — it depends on the corridor and the moment. Compare quotes, which show the full cost of each available choice.
Why do methods differ by country?
Payment infrastructure is national: Interac is Canadian, Pix is Brazilian, SEPA is European. Paysavo connects to what each country actually uses.
Can I change method after sending?
The method is part of the quote you approve. To use a different one, request a new quote before approving.
Open a Paysavo account
Hold multiple currencies, send and receive internationally, and pay from one account.